If ever there was a time I needed a translator it was now.  The latest introduction of the 3% non compliance allowance for 3 networks, was ok until I got a note from one of the distributors. I know there is a call for clarity in documents these days, but Oh god! Fetch a Politian or a legal expert, because I am sure it was written with them in mind, here is an example

If your Non Payment/Fraud Claw backs are below 3%, the balance of your fund will roll over to the next month. Any Non Payment/Fraud claw backs for the following month will be offset first against that month